May 5, 2026

Banking as a Service Compliance: How Banks Are Adapting BaaS Partnerships After 2024 Regulatory Actions

Banking-as-a-service compliance requirements are fundamentally reshaping fintech partnerships in 2025. Following high-profile regulatory actions against Synapse Financial Technologies and Blue Ridge Bank, the "growth at all costs" mentality has given way to a compliance-first framework—and the verification infrastructure that supports it is no longer optional.
May 1, 2026

Digital Mortgage Transformation: Why Traditional Lenders Are Losing Market Share to Fintech Disruptors

Fintech lenders now control 38% of conventional mortgage originations — and the gap is widening. Discover why traditional banks are losing ground and what it takes to compete in today's digital mortgage landscape.
April 5, 2026

Synthetic Identity Fraud in Banking: Detection and Prevention Guide 2025

Excerpt Synthetic identity fraud costs U.S. banks an estimated $3.2 billion annually — and commercial accounts are the highest-risk target. Learn how these patient, methodical schemes work, what FinCEN's 2024 advisory requires your institution to detect, and how multi-point identity validation stops synthetic identities before they open accounts.
April 1, 2026

Mortgage Servicing Automation: How AI Transforms Operations in 2025

Rising servicing costs, mounting regulatory pressure, and borrower expectations that legacy systems can't meet are forcing mortgage servicers to rethink their operations. Institutions that have moved to intelligent, AI-driven portfolio management are cutting costs by $47 per loan annually, resolving 78% of inquiries without human intervention, and dramatically reducing compliance risk. This guide breaks down what that transformation looks like, and how to get there.
March 25, 2026

Halcyon Becomes First Company to Deliver Dual Source Tax Data Through Freddie Mac’s AIM in Support of Self-Employed Income Assessment

"Self-employed borrowers represent tremendous growth opportunity for lenders, but manual income calculations and documentation fraud concerns have made this segment expensive and time-consuming to serve," - Kirk Donaldson, CEO of Halcyon.
March 5, 2026

Bank-Fintech Partnerships in Small Business Lending: 2025 Strategic Guide

Small business lending is shifting fast. Learn how community and regional banks are leveraging bank-fintech partnerships to compete in digital lending, reduce friction at origination, and convert digitally acquired borrowers into full banking relationships.